CertRally / Free tools

Free COI expiration checker

Paste your subcontractors and their certificate of insurance expiry dates. See instantly which COIs are expired, expiring within 30 or 60 days, or current.

One per line: Subcontractor, policy type, expiry date. Dates like 2026-12-31, 12/31/2026 or Dec 31 2026 work. You can paste straight from a spreadsheet (tab-separated). Everything runs in your browser. Nothing is uploaded or saved.

Check as of Check expirations Download results (.csv)

How to read the results

• Expired: the sub's coverage end date has passed. Get an updated certificate before they're back on site.
• Expires in 30 days: request the renewal now. Agents often take a week or more to issue new certificates.
• Expires in 31–60 days: schedule a reminder.
• Current: no action needed yet.

An expiry date is only one check. See what to check on a certificate of insurance for additional insured, waiver of subrogation and limits, or grab the free COI tracker spreadsheet.

FAQ

How far ahead should I request a renewed COI?

Most contractors and property managers ask 30 days before expiry and follow up weekly until the new certificate arrives.

Is my data stored?

No. The checker runs entirely in your browser and nothing is sent anywhere.